Terms & Conditions

1. Using Our Service

  • Who can use it?
    Anyone with a valid account—just sign up and you’re in.
  • How it works:
    Process payments, issue invoices, track transactions—our tools do the heavy lifting, so you can focus on your business.
  • What’s not allowed:
    No fraud, no money laundering, no illegal activity. We reserve the right to suspend or terminate any account involved in prohibited conduct.

2. Your Account & Security

  • Your login:
    Keep your username and password safe. You’re responsible for anything that happens under your account.
  • Unauthorized access

3. Fees & Billing

  • Transaction fees:
    Each successful payment incurs a fee of X% + $Y.
  • Subscription plans:
    Choose a monthly plan starting at $Z/month for premium features.
  • Fee changes:
    We’ll notify you at least 30 days before updating any fees. Continued use after changes means you accept the new rates.

4. Data Privacy

  • Your data is yours:
    We handle your information according to our Privacy Policy.
  • Security measures:
    We use industry-standard encryption and safeguards—but remember, no system is 100% foolproof.

5. Intellectual Property

  • What belongs to us:
    All software, designs, text, and graphics on PayApprove.in are owned by us or our licensors.
  • Your rights:
    You may use our platform as intended, but you may not copy or redistribute our proprietary content without permission.

6. Limitation of Liability

  • Downtime happens:
    We strive for 24/7 uptime, but outages or maintenance may occur.
  • No consequential damages:
    We’re not liable for indirect or unforeseeable loss—only for direct damages up to the amount you’ve paid in the past six months.

7. Changes to These Terms

  • Keeping you in the loop:
    We may update these Terms occasionally. We’ll email you 30 days before any major changes.
  • Your continued use:
    If you keep using PayApprove.in after the update, you’re agreeing to the new Terms.